CIBC offers special discounts if you received permanent resident status within the past five years. Here are some of the ways we can help you save:

A shopping cart with various bags, groceries, and toys in it.

No monthly fee everyday banking for one year

Get a bank account with no monthly fee for one year. You can also get up to $60 cash back on a safety deposit box.

Apply now

Hand holding 3 CIBC credit cards

Everyday purchases with a credit card

Help build your credit history in Canada with a CIBC credit card. There is no security deposit, income or credit history required. You just need to have another eligible CIBC banking product.

Learn more

image of a man watering a tree with leaves shaped like money

Saving and investing for the future

Maximize your family’s savings with our best savings rate and an account for your child. Choose a Tax Free Savings Account and from a range of investment options including GICs and mutual funds.

Learn more

Illustration of a hand depositing money into the top of a house as if it is a piggy bank.

Buying a home

Own your first home in Canada sooner. You may qualify for lower down payment options, with no Canadian credit history required.

Apply now

Buying a car

If you are new to Canada and want to buy a car but do not want to use your own money, you can get a car loan from CIBC. No Canadian credit history is necessary.

Learn more



Bank when you like. Many of our 1,100 branches are open later.


We have one of the largest bank machine networks in Canada, so you can access cash quickly and easily.

Banking on-the-go

You can bank any time, any place, with CIBC’s award-winning mobile online banking.