Building your credit history in Canada is important. We can help you get started with a CIBC credit card. You do not need a security deposit or credit history.

Types of CIBC credit cards

Here are the different types of CIBC credit cards you can choose from, and the benefits that each card offers.

CIBC Aventura Gold® Visa* Card

CIBC Aventura Gold® Visa* Card

WELCOME OFFER

Join and get up to $400 in value1! Plus, get a first year annual fee rebate!

Annual fee
$120
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases3
22.99% for cash3
Valuable insurance included with your card6,7
  • Out-of-Province Emergency Travel Medical Insurance
  • Auto Rental Collision and Loss Damage Insurance
  • Flight delay and baggage insurance
  • Hotel burglary insurance
  • Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Payment Protector for Credit Cards
CIBC Aventura® Visa* Card

CIBC Aventura® Visa* Card

Get travel rewards for no annual fee.

Join and get up to $100 in value for no annual fee.

Annual fee
$0
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases4
22.99% for cash4
Valuable insurance included with your card2,7
  • Auto Rental Collision and Loss Damage Insurance
  • Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Payment Protector for Credit Cards
CIBC Dividend Platinum® Visa* Card

CIBC Dividend Platinum® Visa* Card

WELCOME OFFER

Get a first year annual fee rebate! Plus, get a 10.99% introductory interest rate on all purchases until August 2021!.

Annual fee
$99
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases3
22.99% for cash3,4
Valuable insurance included with your card2,5,6
  • Auto Rental Collision and Loss Damage Insurance
  • Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Emergency Travel Medical Insurance
  • Optional CIBC Payment Protector for Credit Cards
CIBC Dividend® Visa* Card

CIBC Dividend® Visa* Card

Earn 2% cash back on eligible grocery purchases - for no annual fee1.

Annual fee
$0
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases3
22.99% for cash3,4
Valuable insurance included with your card2,5,6
  • Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Emergency Travel Medical Insurance
  • Optional CIBC Payment Protector for Credit Cards