Building your credit history in Canada is important. We can help you get started with a CIBC credit card. You do not need a security deposit or credit history.

Types of CIBC credit cards

Here are the different types of CIBC credit cards you can choose from, and the benefits that each card offers.

CIBC Aventura Gold® Visa* Card

CIBC Aventura Gold® Visa* Card

SPECIAL OFFER

Earn up to 35,000 Aventura Points – that’s up to $800 towards your next flight!

Annual fee
$120
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases3
22.99% for cash3
Valuable insurance included with your card6,7
  • Out-of-Province Emergency Travel Medical Insurance
  • Auto Rental Collision and Loss Damage Insurance
  • Flight delay and baggage insurance
  • Hotel burglary insurance
  • Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Payment Protector for Credit Cards
CIBC Aventura® Visa* Card

CIBC Aventura® Visa* Card

Get travel rewards for no annual fee.

SPECIAL OFFER

Get up to 5,000 Aventura points.

Annual fee
$0
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases4
22.99% for cash4
Valuable insurance included with your card2,7
  • Auto Rental Collision and Loss Damage Insurance
  • Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Payment Protector for Credit Cards
CIBC Dividend Platinum® Visa* Card

CIBC Dividend Platinum® Visa* Card

SPECIAL OFFER

Get a first-year annual fee rebate†† and 10% cash back for the first 4 statements on total purchases of up to $2,000.

Annual fee
$99
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases3
22.99% for cash3,4
Valuable insurance included with your card2,5,6
  • Auto Rental Collision and Loss Damage Insurance
  • Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Emergency Travel Medical Insurance
  • Optional CIBC Payment Protector for Credit Cards
CIBC Dividend® Visa* Card

CIBC Dividend® Visa* Card

Get 2% cash back on eligible grocery store purchases - for no annual fee1.

SPECIAL OFFER

Get 5% cash back for 4 statements on total purchases of $2,0001!

Annual fee
$0
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases3
22.99% for cash3,4
Valuable insurance included with your card2,5,6
  • Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Emergency Travel Medical Insurance
  • Optional CIBC Payment Protector for Credit Cards