Building your credit history in Canada is important. We can help you get started with a CIBC credit card. You do not need a security deposit or credit history.

Types of CIBC credit cards

Here are the different types of CIBC credit cards you can choose from, and the benefits that each card offers.

CIBC Aventura Gold® Visa* Card

CIBC Aventura Gold® Visa* Card

SPECIAL OFFER

Earn over $750 in travel value!

Annual fee
$120
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases3
22.99% for cash3
Valuable insurance included with your card6,7
  • Out-of-Province Emergency Travel Medical Insurance
  • Auto Rental Collision and Loss Damage Insurance
  • Flight delay and baggage insurance
  • Hotel burglary insurance
  • Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Payment Protector for Credit Cards
CIBC Aventura Gold® Visa* Card

CIBC Aventura® Visa* Card

Get travel rewards for no annual fee.

SPECIAL OFFER

Double your bonus points - get up to 5,000 Aventura Points when you’re a new cardholder1.

Annual fee
$0
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases4
22.99% for cash4
Valuable insurance included with your card2,7
  • Auto Rental Collision and Loss Damage Insurance
  • Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Payment Protector for Credit Cards
CIBC Aventura Gold® Visa* Card

CIBC Dividend Platinum® Visa* Card

SPECIAL OFFER

Get 5% cash back on all purchases for 4 statements up to a total spend of $3,000. This offer is available to new cardholders

Annual fee
$99
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases3
22.99% for cash3,4
Valuable insurance included with your card2,5,6
  • Auto Rental Collision and Loss Damage Insurance
  • Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Emergency Travel Medical Insurance
  • Optional CIBC Payment Protector for Credit Cards
CIBC Aventura Gold® Visa* Card

CIBC Dividend® Visa* Card

Get 2% cash back at the grocery store - for no annual fee1.

SPECIAL OFFER

Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee.

Annual fee
$0
Minimum annual income
$15,000 household
Interest rate
19.99% for purchases3
22.99% for cash3,4
Valuable insurance included with your card2,5,6
  • Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance
  • Optional CIBC Emergency Travel Medical Insurance
  • Optional CIBC Payment Protector for Credit Cards