1 You will receive a welcome bonus of 15,000 Aventura Points when you make your first purchase at any time with your card. The following do not qualify as purchases: cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aventura Point redemptions. It may take up to several business days for purchases to be posted to your account. Bonus points will be awarded to the primary cardholder on the first monthly statement after the qualifying purchase(s) are posted to the account. Card account must be open and in good standing at the time the Aventura Points are awarded. Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura Gold Visa Card are excluded. Offer and bonus points are non-transferable. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC at its sole discretion. Offer may be withdrawn or changed without notice at any time.
2 Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card are excluded. Offer is for primary cardholder, is non-transferable and may not be combined or used in conjunction with any other offer. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC at its sole discretion. Offer may be withdrawn or changed without notice at any time. Card account must be open and in good standing at the time the Aventura Points are awarded.
You can earn up to 2,500 bonus Aventura Points for completing the below activities within 60 days of your CIBC Aventura® Visa* account approval. Get 500 Aventura Points for each of the following activities:
- Share your email address with CIBC
- Sign up for eStatements for your new Aventura Visa card
- Add an authorized user on your new Aventura Visa card
- Hold an eligible CIBC Chequing Account
- Register your Aventura Visa card with Apple Pay® or Samsung Pay
It may take up to 2 statement cycles for the bonus Aventura Points to appear on your credit card statement. You can provide us with your email address and sign up for eStatements through CIBC Online Banking, by visiting a banking centre or calling 1-800-465-4653. You will be issued the additional card(s) automatically when we get your request, as long as your credit card account is: a) still in good standing at that time, and b) your request does not exceed a total of 3 authorized users; including any existing authorized users you may already have. Authorized users under the age of 13 can only be added by calling CIBC at 1-800-465-4653. You must hold any of the following CIBC Chequing accounts: CIBC Everyday® Chequing Account, CIBC Smart™ Account, CIBC PremierService® Account , CIBC US$ Personal Account, CIBC Personal Chequing Account, CIBC EverydayPlus® Chequing Account, CIBC Waive Account®, CIBC MenuPlus® – Maximize Interest Account, or CIBC Chequing Savings Account. If you do not have an eligible account you may apply online. You can also call 1-866-525-8622. To learn more about the mobile payment options visit https://www.cibc.com/waystopay.
Aventura Points are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aventura Points redemptions. Aventura Rewards and Program Terms may change without notice. Taxes, fees and other charges may apply to the Aventura Rewards. Aventura Points earned on purchases during a monthly statement period may not be credited to you if your card is not in good standing at any time during the monthly statement period.
3 Aeroplan Miles are earned on card purchases - excluding returns - and not on cash advances, interest, fees, balance transfers, payments or CIBC Convenience Cheques. Taxes, landing and departure fees and other charges and surcharges may apply to Aeroplan reward travel. Aeroplan partners, rules and regulations are subject to change without notice; please refer to Aeroplan's website. Aeroplan Miles will be awarded only if your CIBC Aero Platinum Visa account is in good standing on the monthly statement date (otherwise the Aeroplan Miles will be cancelled).
You will receive a Welcome Bonus of 5,000 Aeroplan Miles after you make your first purchase at any time with your card. The following do not qualify as purchases: cash advances, interest, fees, balance transfers, payments, CIBC Convenience Cheques. It may take up to several business days for purchases to be posted to your account. Bonus miles will be awarded to the primary cardholder on the first monthly statement after the qualifying purchase(s) are posted to the account. Card account must be open and in good standing at the time the Aeroplan Miles are awarded. Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aero Platinum Visa Card are excluded. Offer and bonus miles are non-transferable. Offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC at its sole discretion. Offer may be withdrawn or changed without notice at any time.
4 Earn 4% cash back on purchases - excluding returns - at merchants classified by the credit card network as grocery stores, service stations or automated gas dispensers. Earn 2% cash back on purchases - excluding returns - at merchants identified as TELUS or Tim Hortons merchants by the merchant payment terminal. Some TELUS and Tim Hortons locations may be identified as other merchants by the merchant payment terminal. All other purchases earn 1% cash back. The 4% and 2% cash back offers are only available on the first $80,000 in net annual card purchases (meaning all card purchases by all cardholders, at any type of merchant) or $20,000 on gas, grocery, TELUS or Tim Hortons purchases on your account; whichever comes first. After that, net card purchases at all merchants, including grocery stores, service stations, automatic gas dispensers, TELUS or Tim Hortons will earn cash back at the regular rate of 1%. The $80,000 limit and the $20,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant or merchant categories may change without notice. Cash back is earned on card purchases - excluding returns - and not on cash advances, interest, fees, balance transfers, payments and regular CIBC Convenience Cheques.
Credits for returns made on your account may result in a deduction of cash back at a higher earn rate, even though the return may relate to a purchase that earned cash back at a lower rate.
5 Tim Cash is earned on all CIBC Tim Hortons Double Double Visa Card credit purchases - excluding returns - and not on cash advances, interest, fees, balance transfers, payments, CIBC Convenience Cheques or Tim Cash redemptions. Double Double Visa Card program may change without notice. Taxes, fees and other charges may apply to redemption of Tim Cash. Tim Cash is awarded to the primary cardholder’s Tim Card Account immediately upon processing of CIBC Tim Hortons Double Double Visa Card credit purchases, provided that your card is open in good standing at the time of purchase. An amount equal to the Tim Cash earned for credit purchases that are later reversed for returned merchandise, purchase credits or other amounts will be debited from future credit purchases made on your CIBC Tim Hortons Double Double Visa Card. See Program Terms for details.
6 Cash back is earned on a tiered basis on card purchases - excluding returns - and not on cash advances, interest, fees, balance transfers, payments or CIBC Convenience Cheques. Cash back is calculated as follows: on the first $6,000 in net annual card purchases - excluding grocery on your account - the cash back earned is 0.5%; on amounts greater than $6,000 in net annual purchases - excluding grocery - the cash back earned is 1%.
Earn 2% cash back on purchases - excluding returns - at merchants classified by the credit card network as grocery stores. All other purchases earn cash back at the regular tiered rate. The 2% cash back offer is only available on the first $6,000 in net annual card purchases at grocery merchants on your account. After that, net card purchases at grocery merchants will earn cash back at 1%. The $6,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.
Credits for returns made on your account may result in a deduction of cash back at a higher earn rate, even though the return may relate to a purchase that earned cash back at a lower rate.
7 Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). Different cards will have different coverage(s). To learn about included insurance(s), and to get important information regarding coverage eligibility requirements, benefits, limitations and exclusions, visit our credit card agreements and insurance certificates. This information is also available in the insurance certificate(s) in your card package. Some insurance(s) require purchases, common carrier fares and other trip costs to be charged to the card to activate coverage; other conditions may also apply. Certain RSA coverages are “excess insurance” (all other sources of insurance and recovery must be exhausted before benefits are available). For more information, call RSA toll-free in Canada, the continental U.S. and Hawaii at 1-866-363-3338. You can call collect from elsewhere at 1-905-403-3338.
Disclaimer:
- banking products are available only in Canada;
- posting information about banking products and services does not constitute a solicitation or an offer for the services or products; and
- readers should be aware that banking services and products offered may be subject to local laws and regulations and they should seek independent legal advice in relation to such services and products.
Apple® and Apple Pay® are trademarks of Apple Inc., registered in the U.S. and other countries.
Tim Hortons® and Double Double™ are trademarks of Tim Hortons.
*Trademark of Visa Int., used under license.
All other trademarks are owned by CIBC or its subsidiaries.
