Helpful information if you’ve just arrived

Welcome to Canada! We hope you will quickly come to love your new home. Here you will find information on ways CIBC can help you save, borrow and manage your money. You will also find information about renting a home, making your money last, and more.

Build a solid financial life

Manage your financial future as you settle and grow in Canada. CIBC has financial advisors who help all newcomers including the affluent achieve their evolving financial goals.

Learn more about building a solid financial life

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Welcome to Canada Banking Package

Are you moving to Canada? Have you just arrived? Has Canada been your home for 5 years or less? CIBC has a special banking offer to help newcomers to Canada build a comfortable life. 

Learn more about the Welcome to Canada Banking Package

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Everyday Banking for Newcomers

If you’re a newcomer to Canada, you can get a CIBC bank account and pay no monthly fees for a year.

Learn more about banking for newcomers

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Credit Cards for Newcomers

As a newcomer to Canada, you can get a credit card from CIBC, as long as you have another banking product with us.

Learn more about credit cards for newcomers

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Mortgages for Newcomers

Are you a newcomer to Canada? Are you thinking about buying a home? CIBC offers a special Newcomer Mortgage.

Learn more about mortgages for newcomers

Car Loans for Newcomers

As you settle in Canada, you may want to buy a car. Once you find the car you want, ask your dealer for the CIBC Auto Finance™ Newcomers Program. CIBC can help even if you have little or no Canadian credit history.

Learn more about car loans for newcomers

Banking for International Students

Take advantage of our banking package for international students. From textbooks to tuition, educations costs can add up. Let us help you spend and save – wisely.

Learn more about banking for international students

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Foreign Exchange

Get the foreign cash you need. CIBC offers cash in up to 75 foreign currencies. 

Learn more about getting foreign cash

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CIBC Global Money Transfer

If you bank with CIBC, you can send money to someone in another country quickly and easily. There is no money transfer fee.

Learn more about global money transfers

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CIBC Smart™ Prepaid Visa* Cards

Prepaid cards are a great way to manage your money when you are shopping or travelling. CIBC offers two convenient and secure prepaid cards.

Learn more about prepaid cards

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Saving for your future in Canada

Opening a savings account is a smart way to build money for your future in Canada. CIBC has many options for you.

Learn more about savings accounts

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Toronto Pearson International Airport

When you arrive in Canada, you will have some immediate financial needs. CIBC has six convenient locations at Toronto Pearson International Airport.

Learn more about CIBC at Pearson International Airport

Advice and assistance you can count on

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Banking glossary

As a newcomer to Canada, you may find some of the banking and credit terms confusing. Our Banking Glossary can help.  

Learn more about banking terms
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Checklist - Now that you are living in Canada

Welcome to Canada! Here is a checklist of things you should do as you begin your new life.

Learn more about starting life in Canada
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How banking works in Canada​

Find out how banking in Canada works. CIBC is here to help.

Learn more about banking in Canada
A woman at a desk working on a desktop computer. The computer screen shows graphs and the CIBC logo.

How to manage your money and make it last

Budgeting helps you make sure that you do not spend more money than you earn. Here are some tips to help you manage your money better.

Learn more about managing your money
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Important things to do as soon as you arrive in Canada

Congratulations! Your new life in Canada has started. Here is a list of important things to do in the first few days after you arrive.

Learn more about what to do when you first arrive
A  father, mother, and two children in the driveway of a house with a sign in front saying "For rent".

Renting a home in Canada

Are you a newcomer to Canada who is looking for a place to rent? This information will help you begin your search and understand how the housing rental system works in Canada.

Learn more about renting a home in Canada
An illustration of a hand holding a credit score document, surrounded by coins, graphs and a dollar sign.

What is credit?

Understanding credit and the importance of building a good credit rating when you’re new to Canada. 

Learn more about credit